Trusted by 180+ Bangladesh businesses
Smart payment automation for your business
TakaPay is simple, secure payment automation for Bangladesh. Receive money on bKash, Rocket, and Nagad — personal number, hosted checkout, API, and auto TrxID verification in one desk.
12,400+
Payments verified
৳2.4 Cr+
Volume matched
180+
Active desks
PAYMENTS.VERIFIED
৳1,490
Eid preorder · Invoice #2041
Send Money to
01700-000001
SMS matched · 0.4s
TEAMS THAT ALREADY COLLECT ON PERSONAL NUMBERS
TakaPay story
Introduction
Bangladesh shops online in bKash, Rocket, and Nagad — not in cards. Most small sellers still collect Send Money on a personal number, then approve orders from screenshots. That does not scale, and it is easy to fake.
TakaPay is payment automation for that reality. Customers pay your wallet. An Android phone on that SIM forwards the official receipt. The hosted panel and API match TrxID + amount so you can deliver without sitting on SMS.
WooCommerce, custom sites, courses, SMM panels, Facebook shops — if you already get paid by Send Money, the desk sits on top. We are not a bank and not an official gateway. We sell the matching engine.
TakaPay gateway
What is payment automation?
A layer between buyer and seller. For personal-number collections it stores the invoice, shows a wallet page, waits for the SMS, and only then marks paid. Merchant-account gateways redirect into bKash Limited. TakaPay automates the personal-number path most BD entrepreneurs actually use.
How it works
01
Customer opens your pay link
Invoice, amount, and brand are already filled. They pick the wallet they actually use.
02
They Send Money to your number
Personal or agent wallet — the SIM that already sits in an Android phone in your shop.
03
Official SMS hits the phone
The TakaPay app forwards provider, amount, sender, and TrxID to your webhook.
04
They paste the TrxID
Checkout encrypts the session. We never match on amount alone.
05
Desk verifies in under a second
Same provider, same TrxID, same amount. Duplicates and fakes fail.
06
Your store gets the callback
Order marked paid, course unlocked, or SMM balance added — automatically.
Guide
How to choose payment automation in Bangladesh
Security
Webhook secrets, JWT admin, TrxID uniqueness, and amount lock. No screenshot workflow.
Payment methods
bKash, Rocket, and Nagad on one hosted panel — the wallets Bangladeshi buyers already open.
Fees
Subscription only. No 1.5–3% MDR. You keep 100% of GMV on your own number.
Installation
Android app + one webhook URL. Or REST API for WooCommerce, Laravel, and custom sites.
Support
Setup help in Bangla and English. Pro gets priority WhatsApp.
Fraud protection
Reused TrxIDs, amount mismatch, and expired links are rejected before you deliver.
Speed
React checkout, NestJS API, match as soon as the SMS lands — usually before they switch apps.
Grow
Add stores as you upgrade. Extra transactions after your package are ৳0.70 each.
Payment methods
Local automation for Bangladesh businesses
One workflow for bKash payment automation, Nagad verification, and Rocket support — including personal-number acceptance.
bKash
Guided Send Money checkout and SMS verification before the order flips to paid.
Rocket
Rocket or *322# — same TrxID lock, purple-themed panel your customers recognise.
Nagad
Nagad Send Money with structured confirmation instead of a WhatsApp screenshot.
bKash, Nagad, and Rocket are trademarks of their owners. TakaPay is not affiliated with or endorsed by them.
Integrations
Plugins, API, and the Android relay
REST API
Create invoice, hosted URL, verify, signed webhook.
WooCommerce
Redirect to TakaPay, callback marks the order processing.
Android relay
Foreground service reads MFS SMS and posts to your desk.
Custom links
Name, price, image, redirect after verified — no website required.
Business model
Keep the taka. Pay only for extra volume.
Gateways that sit in the money flow charge 1.5–3% and settle T+1. TakaPay never holds funds. Customers pay your number; you subscribe for matching. Extra transactions after your package are ৳0.70 each.
YOUR REVENUE
100% GMV
Instant to your bKash / Rocket / Nagad balance.
OUR REVENUE
Desk plans
Free, ৳100, or ৳500 / month. Extra tx ৳0.70.
NOT IN THE RAIL
0% MDR
No escrow. The SIM is the source of truth.
PRICING
Three packages. Extra volume is pay-as-you-go.
Customers pay your personal bKash, Rocket, or Nagad number. TakaPay never holds the money — you subscribe for matching, stores, and hosted checkout.
Free
Free
One store to go live and try matching.
30 transactions / month
1 store
- ▸Hosted pay link (bKash, Rocket, Nagad)
- ▸1 live store
- ▸30 transactions included
- ▸Then ৳0.70 per extra transaction
- ▸Email support
Prices in BDT. Unused transactions do not roll over. After the included quota, each extra live transaction is ৳0.70 (70 poisha).
FAQ
Payment automation questions
Yes. TakaPay is built for personal-number Send Money. Customers pay your bKash, Rocket, or Nagad wallet. We verify the official SMS — we never become the merchant of record.